Buy Here Pay Here basically means that instead of making monthly payments to a traditional lender, you make payments at the dealership. For people with good credit, they can be guaranteed an auto loan through a traditional dealer on the strength of their credit score alone. For those with bad credit, a car loan is granted within the limits of your credit score, whatever that score may be. You may not get the nicest car on the lot, but you’ll get a car that fits your budget.

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